Privacy Policy and Statement

A.P.S. Financial, Inc.  Privacy Policy

This Privacy Policy describes how your personal information is collected, used, and shared when you visit or make a purchase from apsfinancialinc.com (A.P.S. Financial, Inc.).

PERSONAL INFORMATION WE COLLECT

When you visit the Site, we automatically collect certain information about your device, including information about your web browser, IP address, time zone, and some of the cookies that are installed on your device. Additionally, as you browse the apsfinancialinc.com (A.P.S. Financial, Inc.), we collect information about the individual web pages or products that you view, what websites or search terms referred you to the Site, and information about how you interact with the Site. We refer to this automatically collected information as non-personally identifiable information (“Non-PII”).

We collect non-personally identifiable information (“Non-PII”) using the following technologies:

-Cookies:  If you are browsing, a cookie is used to help us measure the number of visits, average time spent, page views and other statistics relating to our website. This cookie, by itself, does not reveal to us your email address or who you are. If you decide to register online with us, we may collect additional information to provide tailored offerings or content to you. In this case, we use cookies to recognize you on subsequent visits and make your online experience more convenient.
Cookies are small pieces of data stored by your internet browser on your computer's hard drive. They cannot be used to collect data from your hard drive, obtain your email address or personal identifying information about you. You may set your browser to notify you when you receive a cookie or to prevent cookies from being sent. Please note, however, that by not accepting cookies, you will limit the functionality we can provide you when you visit our site.

- “Log files” track actions occurring on the Site, and collect data including your IP address, browser type, Internet service provider, referring/exit pages, and date/time stamps.

   - “Web beacons,” “tags,” and “pixels” are electronic files used to record information about how you browse the Site. There are times when we may ask you for information about yourself to assist us in meeting your various needs. In these cases, your browsing will no longer be anonymous to us. To provide these services, we may need to ask you directly to provide, among other things, your name, Social Security number, physical address, ZIP code, email address and phone number.

When we talk about “Personal Information” in this Privacy Policy, we are talking both about Device Information and Requested Information.

We may use information that we collect about you or that you provide to us, including any personal information, for any purpose including, but not limited to:
 

Providing you with materials you have requested
    Contacting you for the potential purchase of insurance or other financial products
    Personalizing our contact with you
    Operating, providing, improving and maintaining our website
    Developing new products and services
    Preventing abusive and fraudulent use of our website
    Sending you administrative messages, content and other services and features in which we believe you may be interested. 

We use the Device Information that we collect to help us screen for potential risk and fraud (in particular, your IP address), and more generally to improve and optimize our Site (for example, by generating analytics about how our customers browse and interact with the Site, and to assess the success of our marketing and advertising campaigns).

Protection of Your Information

We maintain a variety of security measures to protect against the loss, misuse and alteration of information under our control. Although we make good-faith efforts to maintain the security of such information, we cannot guarantee that it will remain free from unauthorized access, use, disclosure or alteration. Further, we cannot guarantee that our security measures will prevent unauthorized persons from accessing or obtaining this information. We assume no liability to you or any other party in relation to the unauthorized access, use or alteration of any information provided to us.

Sharing Information and Consumer Choice

When you provide information to us, we may share your information, to the extent provided by applicable law, with our affiliated companies  for the purpose of fulfilling your requests as well as offering you other services that may be of interest to you.  Under no circumstance will we sell your information or transfer your information to any ad network, ad exchange, data broker or other advertising or monetization related service. We may also aggregate statistics that we gather about our customers, sales, traffic patterns and services, however, when we do, these statistics will not include any personal information that identifies individuals.

DO NOT TRACK

Please note that we do not alter our Site’s data collection and use practices when we see a Do Not Track signal from your browser.

Accessing Your Data

You may access the data collected by us about you by sending a request to the address listed below. If you believe that an error has been made in the accuracy of the information collected from you, we will correct such error upon adequate verification of the error and the identity of the person seeking the correction.
If you wish to access, remove or correct any personally identifying information you have supplied to us or if you have any questions about this Privacy Policy, you may contact us by sending a letter via the U.S. Mail to:

A.P.S. Financial, Inc. | 3640 South Plaza Trail Suite 203 Virginia Beach, VA 23455 1-888-501-4953.

Please understand that to protect your privacy and security, we may also need to take reasonable steps to verify your identity before granting access or making corrections.

MINOR

 Please note that we do not knowingly solicit information from children, and we do not knowingly market our products or services to children.

CHANGES

We reserve the right to modify or supplement this Privacy Policy statement at any time. If we make any material change, we will update our website to include such changes. A notice that our privacy policy has been updated will be displayed on our website homepage. You are responsible for periodically visiting our website and this privacy policy to check for any changes.

Contact Information

To ask questions or comment about this privacy policy and our privacy practices, contact us at:
finalexpenseva@gmail.com

A.P.S. Financial, Inc.

3640 South Plaza Trail #203, Virginia Beach, VA, 23452, United States